Small boats
Jon Boat and Aluminum Skiff Insurance Basics
A jon boat or aluminum skiff is simple and inexpensive compared with larger boats, but the motor, trailer and your liability on the water can still add up. A policy for a small boat can be straightforward, and it is worth knowing what is included.
Why bother with a small boat
A stolen outboard, a trailer accident or a collision with another boater can cost more than the boat itself. Liability for guests and wakes applies even on small boats.
What to compare
- Whether the motor and trailer are included
- Theft coverage and any storage conditions
- Liability limits and medical payments
- The deductible, relative to the boat's value
When the cost-benefit changes
Very low-value boats may not justify hull coverage, and you may want liability only. Your agent can explain the options for a boat of your value.
Related pages
See our page on skiffs and jon boats.
Ready to talk about your fishing boat?
Nymble Insurance LLC will review your details and explain options in plain language. Approval and price depend on underwriting.