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Small boats

Skiff and jon boat insurance in Florida

A skiff or jon boat is simple, but a stolen motor or an on-water accident can still be expensive. Insurance for small boats can be straightforward; ask what is included.

Common questions

  • Does coverage include the motor and trailer
  • Is theft covered when stored at home or a ramp
  • Liability for guests and other boaters
  • Whether you need a deductible at all

Coverage depends on the policy, the insurance company and underwriting approval.