Fishing boat insurance FAQ

Short answers to common questions from Florida anglers.

Quick answers

Does a kayak need insurance? Usually not; motorized craft are more commonly insured. Ask an agent.
Do I need the registration number? It helps. Have the hull ID and registration handy.
Can I get a quote for a used boat? Yes; share the details and closing date.
Is a deductible required? Most policies have one.

Coverage depends on the policy, the insurance company and underwriting approval.