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Theft

Boat trailer and outboard motor theft

Outboards and trailers are frequently stolen from driveways, ramps and storage lots. Ask whether theft is covered, up to what limit, and what security the insurer expects.

Reduce the risk

  • Lock the trailer coupler and wheels
  • Use a motor lock and keep the boat out of sight
  • Record serial numbers and keep photos
  • Store indoors or in a secured yard when possible

Ask your agent

Whether theft of the motor and trailer is covered, and any conditions on how it is stored.

Coverage depends on the policy, the insurance company and underwriting approval.